The Library is named in honor of C. H. Cozean. Mr. Cozean was a prominent Farmington, Missouri, businessman in a family-owned business dating back to 1864.

The C. H. Cozean Library now contains historical data on the Cozean family and some of the connecting families. The Library also has a display that highlights some of the rich history of the Cozean family.

The Library has books, scholarly journal articles, and other reputable sources for your assignments. Use the Search for Books, Videos... or Search for Articles links.

Chat with us!


Comments or Suggestions:  If you have comments or suggestions that will help us improve our library services please e-mail the library or mail them to C. H. Cozean Library, Mineral Area College, Post Office Box 1000, Park Hills, MO 63601-1000.

Online Catalogs

Mineral Area College Library's online catalog, listing nearly every item in the Library’s collection. Search it to find books, videos, and audio CDs. You may also view your record to renew items, view your holds, and view other items related to your library account. You will need your current MAC student ID or your community borrower card with you in order to check out library materials.

Find and request books held in academic and public libraries in Missouri as well as other states by searching MOBIUS. Mineral Area College students, faculty, and staff may request titles not available in our Library. Books generally arrive within 2 - 4 days. You will need your current MAC student ID with you in order to check out library materials.


This collection offers unlimited simultaneous user access to a large selection of multidisciplinary EBSCO eBook titles covering a wide range of academic subject matter including Art, Business and Economics, Education, Health & Fitness, History, Language & Literature, Medical, Political Science, Religion, Social Sciences, and Technology.  In addition you will find titles that cover popular topics such as Cooking, Crafts & Hobbies, Family, Recreation & Leisure, and Self-Help.

DVDs and Music CDs

DVDs - Browse our DVDs by title.

Music CDs - Browse our Music CDs by title.

Mineral Area College students, faculty and staff may connect to databases on campus or remotely (from off campus).

Scholarly Journal Articles

Academic Search Premier (EBSCOhost)
This multi-disciplinary database provides full text for more than 4,600 journals, including full text for nearly 3,900 peer-reviewed titles.

An archive of multidiscipline journal articles from the most significant academic journals, covering the humanities, sciences and social sciences including history, political science, sociology, economics, literature, philosophy, ecology, mathematics, and statistics.

ProQuest Platform

The ProQuest Platform provides in-depth search methods and access to articles on social, political, educational, global issues, and more from the SIRS Issues Researcher and Publicly Available Content databases.

Magazine Articles

SIRS Knowledge Source
Articles on social, scientific, historic, economic, political and global issues.

Controversial Topics

Opposing Viewpoints Resource Center

One-stop source for information on today's hottest social issues. Features viewpoint articles, topic overviews, full-text magazine, academic journal, and newspaper articles, primary source documents, statistics, images and podcasts, and links to web sites.


Statistical Abstract of the United States

The ProQuest Statistical Abstract of the United States is the authoritative and comprehensive summary of statistics on the social, political, and economic conditions of the United States. Some of the features of the Statistical Abstract are:

  • Line-item access to tables
  • Updated monthly instead of annually
  • Table-specific capabilities for narrowing results by source, data date, subject, type of data breakdown


St. Louis Post-Dispatch

Daily Journal


Teacher Reference Center (EBSCOhost)
Provides indexing and abstracts for more than 270 of the most popular teacher and administrator journals and magazines to assist professional educators.


CINAHL with Full Text
A comprehensive source of full text for nursing & allied health journals, providing full text for nearly 600 journals indexed in CINAHL. Contains full text for many of the most used journals in the CINAHL index - with no embargo. Full-text coverage dates back to 1981.

Off-Campus/Remote Access

Once you select a database, you will be prompted for your full name and student ID number (includes MAC at the end).


Your full name: (as it appears on your student/staff ID): Mary Jones

Students: Use MAC Student ID # plus mac: 12345mac

If you have trouble logging in to a database, please call 573-518-2141 for assistance.

All Databases (alphabetical list)

Dictionaries & Encyclopedias

How to Cite

Databases by Subject

  • Business
  • Education
  • Government
  • Health
  • Newspapers
  • Nursing

Library Magazine Holdings

Mineral Area College students, faculty and staff may connect to databases on campus or remotely (from off campus).

eBook Collection (EBSCOhost)

This collection offers unlimited simultaneous user access to a large selection of multidisciplinary EBSCO eBook titles covering a wide range of academic subject matter including Art, Business and Economics, Education, Health & Fitness, History, Language & Literature, Medical, Political Science, Religion, Social Sciences, and Technology.  In addition you will find titles that cover popular topics such as Cooking, Crafts & Hobbies, Family, Recreation & Leisure, and Self-Help.

eBook Collection by Subject

eBook Academic Collection (EBSCOhost)

There are nearly 120,000 eBooks in this collection with a wide range of subjects and topics are covered including Art, Business & Economics, Education, Language Arts & Discipline, Literary Criticism, Medical, Performing Arts, Philosophy, Poetry, Political Science, Religion, Social Science, and Technology & Engineering.

eBook Clinical Collection (EBSCOhost)

This collection features over 1,700 hand-selected, quality titles that focus on medical specialties, nursing, allied health and general practice areas. Users have access to the most current content; all titles in the collection are from 2008 and forward (with a significant majority of titles from 2010 and later), and newer titles replace older content as updates are made so that users always have access to the latest information.

eBook Community College Collection (EBSCOhost)

This multidisciplinary collection contains more than 48,000 titles, covering topics across programs and fields of study in key subject areas such as the Humanities and Social Sciences, Business, Science & Technology, and Literary Criticism. The collection contains over 4,000 vocational education titles and over 10,000 frontlist titles.

eBook Public Library Collection (EBSCOhost)

This collection contains over 31,500 titles chosen specifically for public libraries, this general reference collection features fiction titles for both adults and juveniles, as well as best-selling and highly-recommended titles. A wide range of subjects and topics are covered including substantial offerings in Self-Help, Health & Fitness, Games, Crafts & Hobbies, Medical, Cooking and Religion. This collection also features titles on Recreation and Leisure, Geography, Commerce, Finance, The Family, Marriage, Women, Folklore, Social and Public Welfare, and Home Economics.

eBook High School Collection (EBSCOhost)

This collection contains more than 5,600 eBook titles that support a quality learning experience across all academic subject areas, from History, to Language & Literature, to Science & Technology. Content includes a selection of classic literary works, important historical documents and general reference materials. The collection also features a selection of Teacher Resources to support educators and administrators. Titles align with Common Core Curriculum Standards (for participating U.S. states).

eBook K-8 Collection (EBSCOhost)

The collection contains over 6,000 titles chosen to support a quality learning experience for K-8 students across all subjects areas taught in elementary and middle schools, and content aligns with Common Core Curriculum Standards (for participating U.S. states). The collection also features a selection of Teacher Resources to support educators and administrators.

Off-Campus/Remote Access

Once you select a database, you will be prompted for your full name and student ID number (includes MAC at the end).


Your full name: (as it appears on your student/staff ID): Mary Jones

Students: Use MAC Student ID # plus mac: 12345mac

If you have trouble logging in to a database, please call 573-518-2141 for assistance.

Academic Video Online is a comprehensive video database that delivers over 70,000 titles spanning a wide range of subject areas and content including anthropology, business, counseling, films, documentaries, health, history, music, and more.

Mometrix eLibrary is a comprehensive test preparation tool offering practice tests, study guides, tips, and other study materials for exams.


Click to access your Mineral Area College Archway Library Account.

If you need a periodical article not available in our Library, we will try to get the material for you from another library. There is no charge for interlibrary loan for Mineral Area College students, faculty or staff. The Library reserves the right to limit the number of items patrons may request. We often receive articles within a few days.

Please contact a Library staff member for assistance in requesting an article.

Library Guide for Faculty/Staff

Library Website

The library’s website is easy to navigate and use.  MAC’s collection of books and online resources can be searched as well as the book collections of other academic libraries in the state.  Books from other libraries can easily be requested to be sent to MAC from the book’s record. 

Remote access is available for Mineral Area College faculty, students, and staff.  Click on “Search for Articles” for a listing of the available online resources.  Once you have selected a database you will be prompted for your ID number (include MAC at the end) and your last name.

Library Use Instruction

Library skills can play a key role in student success. Library Use Instruction sessions may introduce your students to the research process, to the Library collection in general, or to specific reference tools. Classes are customized to meet students’ needs and can range from a ten-minute explanation of an online magazine/journal database to multiple sessions covering a wide range of library resources.

Arrangements can be made for classes at the main campus and at the outreach centers. Arrangements should be made as far in advance as possible.

Please schedule Library Use Instruction sessions as far in advance as possible by calling Ryan Harrington at ext. 2236 or emailing

Book/Online Resources Requests

Faculty members are encouraged to recommend materials for the library collection.  Submit your recommendations by emailing  The library does have a Collection Development Policy available for your information and comment.

Reserve Material

Individual faculty members and departments may place supplemental materials on Reserve at the Circulation Desk for student use.  Reserve materials may be taken from the library general collection or instructors may bring in material of their own, books or articles.

The terms and use of the reserve material is determined by the instructor.  Please complete the online Faculty Reserve Form and bring the material and form to the library so the material can be placed on reserve.  If you have any questions call Ryan Harrington at ext. 2236.

Interlibrary Loan
Faculty may borrow books easily by searching MOBIUS through Mineral Area College library’s website.  There is a Request button at the top of each book’s record to ask that the book be sent to MAC for your use.  The courier runs every day and it usually takes about a week for materials to be received.

If a journal article is needed complete the interlibrary loan request form provided at the library with the needed information to order the article.  Please be sure and check the online resources provided through our website before requesting a journal article through interlibrary loan.


  1. MOBIUS stands for Missouri Bibliographic Information User System.
  2. MOBIUS is a consortium of academic and public libraries in Missouri and other states.
  3. MAC faculty and staff have access to more than 33 million items.

Circulation Loan Lengths

Books in the general collection may be checked out for a four-week period. Periodicals may be checked out for one week. Local history reference materials may not be checked out. You will need your current MAC student ID or your community borrower card with you in order to check out library materials.

Students may have twenty library items checked out at any given time. Students are limited to three DVDs, three music CDs, three audiobooks and three popular reading books. All circulating items may be renewed if there are no holds or overdue fines on them. If they are not overdue, items may be renewed two times using MAC's online catalog's "View Your Own Record" or in person at the Circulation Desk. However, if the items are overdue, they must be brought to the circulation desk to be renewed.

From time to time, instructors place materials on reserve for their students' use, therefore, loan periods are determined by the instructor. Checkout periods may be one hour in library use only, two hours, overnight, two days or one week.

All reserve items are located behind the circulation desk (your current MAC student ID is needed to check out these items).

Community Library Cards

Non-students who are age 18 or older may acquire a community borrower's card entitling them to Library privileges. Community borrowers may have a total of 10 items checked out.

In-district residents may obtain a community borrower's card for $10 (non-refundable). Individuals living in the following school districts are considered in-district for a Library community borrower's card:

Bismarck R-V, Bismarck
Central R-III, Park Hills
Farmington R-VII, Farmington
Fredericktown R-1, Fredericktown
North County R-1, Bonne Terre
West County R-IV, Leadwood
Out-of-district residents may also acquire a community borrower's card for $15(non-refundable).

For more information, please view the Library Guide for Community Borrowers.


The computers have Internet access and a network printer. Printed copies may be picked up at the Circulation Desk. Patrons may use computers to conduct research, access online courses, and check college email.

Library Staff

Ryan Harrington
Library Director
(573) 518-2236

Lindsey Kelley
Circulation Assistant – Days
(573) 518-2141

Sheryl Rowden
Circulation Assistant – Days
(573) 518-2141

Carol Whaley
Circulation Assistant – Days
(573) 518-2141


MOBIUS, also known as Missouri Bibliographic Information User System, is a consortium of academic and public libraries in Missouri, Colorado, Iowa, Texas and Oklahoma. The largest single project for which MOBIUS is responsible is The Common Library Platform project. The CLP creates a virtual collection of over 60 million items and creates a single user interface that allows faculty, students, and staff of participating institutions to request library materials using any personal computer in any location with access to the Internet. Requested materials are delivered within 2 - 4 days.

Online Databases

Use one or more of the Library’s online databases to find articles by topic in magazines, journals and newspapers . Mineral Area College students, faculty and staff have remote access to all databases.

Overdue and Lost Materials

Overdue notices will be sent to notify patrons of their overdue materials.

Patrons with unpaid bills are blocked from further check out of materials and may not be able to register for classes or receive grades or transcripts.

There is a charge of 10 cents per day on items in the Library collection excluding reserve materials. There is a maximum overdue fine of $10 per item. If an item is lost, the patron must pay the price of the item plus a $20 processing fee.

There is a charge of 10 cents per hour for overdue reserve items. There is a maximum overdue fine of $10 limit for each reserve item. If a Reserve item is lost, the patron must pay the price of the item plus a $20 processing fee.

The lost book fee for MOBIUS books is $100 plus a billing/processing fee of $20 per book.

Photocopy Service

Copies are 20 cents per copy. The coin-operated copier is equipped with a dollar changer or change may be obtained at the Circulation Desk.

The Library observes all laws and regulations pertaining to copyright. Patrons using copiers are responsible for any infringements of copyright laws.

The Copyright Law of the United States (Title 17, United States Code) governs the making of photocopies or other reproductions of copyrighted material. Under certain conditions specified in the law, libraries and archives are authorized to furnish a photocopy or other reproduction. One of these specified conditions is that the photocopy or reproduction is not to be “used for any purpose other than private study, scholarship, or research”. If a user makes a request for, or later uses, a photocopy or reproduction for purposes in excess of “fair use”, that user may be liable for copyright infringement. This institution reserves the right to refuse to accept a copying order if, in its judgment, fulfillment of the order would involve violation of copyright law.

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May 22, 2023 – August 11, 2022

Monday — Friday 8:00 a.m. – 3:00 p.m.  

Important Dates to Remember

Monday, May 29 2023 for Memorial Day  CLOSED
Monday, June 19, 2023 for Juneteenth  CLOSED


How do I find a book in our library?

Use the Library's CARDinals Catalog to find books, journal titles and other materials such as videos, DVDs, computer software, and course reserves.

The catalog defaults to the basic search mode. Once you locate an item in the catalog, you can find out from the record:

  • where the item is located (call numbers indicate location)
  • whether the item is on the shelf (Available)
  • which years of a journal / newspaper the library owns

How do I use direct patron borrowing?

Direct patron borrowing allows Mineral Area College students, staff, and faculty to initiate their own requests to borrow books from participating Missouri Bibliographic Information Users (MOBIUS) institutions which includes academic and public libraries in Missouri as well as other states.

Use the following method in locating a book.

  • Search MAC’s CARDinals Catalog to determine whether the Library owns the book you need.
  • If the book is not currently owned by the MAC Library, search MOBIUS. When prompted for your cluster, we are in the Archway cluster. Key in your student ID with the letters MAC after it. For example, 98765mac.

An email will be sent to your MAC email account when the MOBIUS books are ready for check out. You can check the status of your requests at anytime through your Library Account or you may call or stop by at the Circulation Desk.

You may pick up your MOBIUS books at the MAC Library Circulation Desk with your current MAC student ID with you. MOBIUS books may be checked out for 4 weeks and may be renewed 2 times. You may only request/checkout ten MOBIUS books at a time.

This service is not available to community borrowers.

How do I renew library material?

Library material may be renewed one time, if it is not overdue or a hold on it. There are two ways to renew:

  • Renew items through your Library Account.
  • Renew items in person. Please have your with your current MAC student ID with you.

How do I search databases from off-campus?

Remote access is limited to Mineral Area College students, faculty and staff.

Check out the "Search for Articles" page for a listing of our databases. Once you select a database, your full name and student ID number (includes MAC at the end).


Off-Campus/Remote Access

Once you select a database, you will be prompted for your full name and student ID number (includes MAC at the end).


Your full name: (as it appears on your student/staff ID): Mary Jones

Students: Use MAC Student ID # plus mac: 12345mac

If you have trouble logging in to a database, please call 573-518-2141 for assistance.

How do I find an article in a journal, magazine, or newspaper?

Finding articles is usually a two step process:

  • Use a database such as Academic Search Premier or JSTOR to identify an article.
  • If the full text of the article isn't online, go to MAC’s CARDinals Catalog and do a journal title search of the journal, magazine or newspaper that contains your article.
  • Look in the Mac Mag List located at the Library Circulation Desk to see if the library owns the journal, magazine or newspaper.

The periodical collection is arranged alphabetically by title. Check to see if MAC has the year in which your article appears. 

The current year is kept in the Current Periodicals section. Older issues are located in the Bound Periodicals section. If you need help determining whether or not the library owns the issue you need and where it is located, ask at the Circulation Desk.

How do I tell if it's a scholarly journal?

Journals and magazines (often lumped under the term "periodicals") are important sources of information which you can use to support your research. Periodical articles may provide concise, authoritative, or up-to-date information not readily available in books. In order to use the periodical literature effectively, it is helpful to understand that periodicals fall into various levels of scholarship, such as "scholarly", "trade", "news/general interest", "popular", or "sensational." So if your professor asks you to use scholarly journals, this guide can help you to select appropriate journals. 

Scholarly Journals:

1. Have a sober, serious look, with graphs and charts rather than glossy illustrations or photographs.

  • Cite sources in the form of footnotes or bibliographies.
  • Written in the language of the discipline, assuming the reader's familiarity with the "jargon."
  • Report on research or experimentation or review the state of the art for the specific scholarly community.

2. May be published by a professional society or organization.

Examples of Scholarly Journals: JAMA: The Journal of the American Medical Association; Foreign Affairs; Shakespeare Quarterly; Sex Roles: a Journal of Research. 

Trade Publications:

1. Focus on "how to" articles.

  • May or may not footnote sources.
  • Contains news and advertisements of interest to individuals in a particular profession.
  • Often list job openings.

2. Published by a professional organization in many cases.

Examples of Trade Publications: Materials Engineering; National Public Accountant.

News / General Interest:

  1. May be attractive in appearance or in newspaper format; illustrated, often with photographs.
    Usually do not cite sources.
    Written by staff writers, free-lance writers, intellectuals, scholars. 
    Published by commercial enterprises, or less frequently by professional organizations. 
    Written to inform an educated audience; no specialty is assumed. 
  2. Contain advertisements aimed at the general public.

Examples of News/General Interest Periodicals: Newsweek; Psychology Today; Economist.


1. Similar to "News / General Interest."

  • Slick, attractive format.
  • Aim to entertain the reader, promote a viewpoint.

2. Written in simple language and usually contains brief articles.

Examples of Popular Periodicals: Sports Illustrated; People Weekly; Woman's Day.


1. Style may be newspaper format.

  • Written in elementary and often inflammatory language.

2. Aim to arouse curiosity with startling headlines ("Woman with Two Heads Speaks Out.")

Examples of Sensational Periodicals: National Examiner; Star.

If you have copyright questions, concerns, or problems, please contact MAC's copyright officer:

Vickie Morgan
Director of Online Learning
(573) 518-2338


CMU at MAC students are more than welcome to use MAC Library's online databases when they are on campus. Remote access to MAC Library's databases are restricted to MAC's students, faculty and staff; however, remote access to databases is available from CMU's Library.

Check out the Catalog/Database page for a listing of CMU's Library databases. Once you select a database, you will be prompted for your student ID number (include CMU at the end) and your MyCMU user name. If you have trouble logging in to a database, please call CMU's Library at 660-248-6271 for assistance.

If you need assistance requesting books from MOBIUS or accessing CMU databases, please view the following tutorials:

UMSL at MAC students are more than welcome to use MAC Library's online databases when they are on campus. Remote access to MAC Library's databases are restricted to MAC's students, faculty and staff; however, remote access to databases is available from UMSL's Library.

Check out the Databases page for listings of UMSL's Library databases either by title or subject. Once you find a database, click on the database and you will be prompted for your name and password. If you have trouble logging in to a database, please call UMSL's Library at 314-516-6034 for assistance.

Career Resources - is the web portal for information and on-line services provided by the Division of Workforce Development (DWD), a division of the Department of Economic Development (DED).

Occupational Outlook Handbook - Job and Salary Information

Criminal Justice Resources

Crime Scene Investigation

Criminology & Criminal Justice Links - Provided by the Department of Criminology and Criminal Justice at the University of Missouri - St. Louis

Federal Bureau of Investigation

Federal Bureau of Prisons

Missouri Department of Corrections A forensic science degree guide

National Criminal Justice Reference Center

U.S. Department of Justice

Documentary Heaven

Education Resources
AskERIC - Personalized Internet-based service providing education information to teachers, librarians, counselors, administrators, parents, and others.

University and College Directory - - Provides free, easy-to-use tools, expert advice, and objective information. Available 24/7 to help match you with the right program at the right school, organize and track your applications, and determine your ideal tuition options

Missouri Department of Elementary and Secondary Education - This site has publications, school data, news, programs and services, educational initiatives, and personnel information for K-12.

U.S. Department of Education

Government Resources

Collection of Historic Decisions - Search by topic from this database of 600 historic decisions.

Congressional Record - The Congressional Record is the official record of the proceedings and debates of the U.S. Congress.

Government Printing Office (GPO) Federal Digital System

Recent U. S. Supreme Court Decisions - Decisions from 1990 - to the present are indexed by topic and searchable by keyword.

Supreme Court of the United States - Official site of the U.S. Supreme Court. View oral arguments and Supreme Court opinions.

Thomas Legislative Information on the Internet - Full text of public laws from 1989 (101st Congress) to the present. Full text of House and Senate bills from the 101st (1989-90) to the current Congress, searchable by keyword or bill number. Also contains the full-text of the Congressional Record, a daily record of the proceedings of Congress. Congressional Record coverage begins with the 101st Congress (1989). Includes Congressional roll call votes from 1989 to the present.

U. S. Code - Search federal laws by keyword.

U. S. Courts - Provides links to all types of federal courts: the U. S. Supreme Court, U. S. Courts of Appeals, U. S. District Courts and U. S. Bankruptcy Courts.

U.S. House of Representatives

U.S. Senate

White House - Includes press briefings, speeches, executive orders, audio access to the President's weekly radio broadcasts, and a cybertour of the building.

History Resources

Internet History Sourcebook Project - A collection of public domain and copy-permitted historical texts presented cleanly for educational use.

Library of Congress American Memory Collection - Provides free and open access through the Internet to written and spoken words, sound recordings, still and moving images, prints, maps, and sheet music that document the American experience.

National Jukebox - National Jukebox offers free online access to a vast selection of music and spoken-word recordings produced in the U.S. between the years 1901 and 1925. The website offers over 10,000 rare historic sound recordings.

Project Gutenberg - The first and largest single collection of free electronic books, or eBooks.

Yale Avalon Project Documents in Law, History and Diplomacy - Provides digital documents relevant to the fields of Law, History, Economics, Politics, Diplomacy and Government.

Media Resources

Berkeley's Media Resources Center: Online Media Collections - This database includes both video materials accessible by the general public, and videos licensed for access by current University of California, Berkeley students, faculty, and staff only (CalNet authentication required). Audio recordings in the collection are accessible by all users.

Medical Resources

Centers for Disease Control and Prevention - A part of the U.S. Department of Health and Human Services, is the primary Federal agency for conducting and supporting public health activities in the United States.

Medline: Pub Med and Internet Grateful Med - A product of the U.S. National Library of Medicine. It offers searching in MEDLINE, and 10 other MEDLARS databases.

Merck Manual of Diagnosis and Therapy - Describes symptoms, common clinical procedures, laboratory tests, and virtually all the disorders that a general internist might encounter. Current therapy is presented for each disorder.

Merck Manual of Medical Information--Home Edition - Written for patients, their families, and all non-health care professionals interested in learning more about illnesses, their diagnosis, and their treatment.

WebMD - WebMD® Corporation provides a range of information, transaction and technology solutions that help consumers, physicians, providers and health plans navigate the complexity of the healthcare system.

Missouri Resources

Missouri Archives - The State Archives serves as the repository for state records of permanent historical value. Provides information and fast facts on Missouri history.

Missouri Code of State Regulations

Missouri Genealogy

Missouri History Museum - The Missouri Historical Society seeks to deepen the understanding of past choices, present circumstances, and future possibilities; strengthen the bonds of the community; and facilitate solutions to common problems

Missouri House of Representatives - Current Legislation, Members of the House, Committees of the House, Statutes and Constitution, Past Legislation, General Information about the House, Speeches, Public Information, House Staff Information, Lobbyist Information, Employment Opportunities, Other Sites of Interest.

Missouri Online Genealogy Records

Missouri Register - A publication from the office of Missouri's Secretary of State. - Official Missouri State Website

Missouri Digital Heritage - Highlights Missouri's cultural heritage by presenting digital collections and exhibits.

Personal Finances Resources

AARP- For Americans aged 50 and over, AARP provides advice on retirement planning, dealing with the economic crisis, Social Security concerns, investments, etc.

Center for Responsible Lending - CRL is a nonprofit, non-partisan organization that works to protect homeownership and family wealth by fighting predatory lending practices. Their focus is on consumer lending: primarily mortgages, payday loans, credit cards, bank overdrafts and auto loans.

The Dollar Stretcher - From smart money moves to make after the recent federal interest rate cut to recession-proofing your family, up-to-date tips for “living better for less.”

Federal Deposit Insurance Corporation (FDIC) - “Quick Links for Consumers and Communities” features news on bank closings and information on real estate and housing, as well as banking tools and resources.

FINRA: The Financial Industry Regulatory Authority - FINRA provides regulatory oversight for U.S. securities firms. Individual investors can use the site's helpful articles and calculators for evaluating investment options.

Internal Revenue Service - Besides tips for end-of-year tax planning and downloadable tax forms, the site offers information on lien relief for financially distressed homeowners.

The Living Trust Network - Rich repository of estate planning information includes an attorney directory, Q&As with lawyers, community forums, and a newsletter. - This site of the U.S. Financial Literacy and Education Commission disseminates financial information from 20 federal agencies, including tips on avoiding foreclosure rescue scams, dealing with creditors if you've lost your job, and more.


WolframAlpha - A computational knowledge engine: it generates output by doing computations from its own internal knowledge base, instead of searching the web and returning links.

allmusic - A definitve source for comprehensive descriptive, critical, and discographic information for all genres and styles of music with a similarly diverse audience covering fans and professionals.

Guide to Grammar and Writing - Guide to grammar and writing: clauses, phrases, sentence fragments, capitalization, subject-verb agreement, rules for comma usage, spelling, plague words and phrases, abbreviations, sentence fragments, and other basics. Quizzes, Ask a Grammar Question, Grammarlogs Archive, Handouts, Pop-Up Lexicon.

Grammar Slammer Deluxe - The help file that goes beyond a grammar checker; quick and to the point with a "common mistakes" feature and a letter writing section.

The Purdue Online Writing Lab (OWL) - A writing lab that includes handouts and exercises on grammar, spelling, and punctuation; contains a section for ESL.

Grammar Bytes - This site includes definitions, exercises, handouts, as well as tips and rules.